About Track and Trace
Find out more about the process
Trace and Access is a type of cover included in some home insurance policies. It is designed to cover the cost of detecting the source of a water leak, exposing the leak (so that the leak may be repaired) and repairing any damage subsequently caused by the this process (typically up to a combined value of £5,000).
This cover is not guaranteed to be included in every home insurance policy, although many policies do include it. If you’re unsure as to whether this is included in your policy, check your policy documents or speak with your insurer.
No two circumstances are ever exactly the same. However here is an example of a process that may be followed to rectify a hidden water leak.
You may notice symptoms of a water leak at home. For example damp patches on the walls or ceilings, a drop in water pressure, or problems with the central heating system.
If you have appropriate cover, your insurer will be likely to recommend that you engage with a specialist (for example Pinpoint) to detect and expose the leak.
After the source of the water leak has been detected, it will normally be exposed. This enables ‘access’ to the leak, so that the leak may be repaired. Documentation is then produced for you to forward to your insurer.
This cost is later reimbursed by your insurance company.
The leak and any associated damage must now be repaired. We offer an an optional leak repair service. In addition we can also repair the water damage to your home and provide water extraction/drying services (if required).