About Trace and Access
Find out more about the process
Trace and Access is a type of additional cover, included in most buildings insurance policies. It is designed to cover the cost of detecting the source of a water leak, exposing the leak, so that the leak may be repaired (Leak repair is a separate cost to the policy holder). It also covers the repairing of any damage subsequently caused by the trace and access process (typically trace and access cover has a combined value of £5,000 to £10,000 on most residential policies).
This cover is not guaranteed to be included in every home insurance policy. If you’re unsure as to whether this is included in your policy, check your policy documents or speak with your insurer.
The buildings policy itself will then cover the additional damage caused by the escape of water.
You may notice symptoms of a water leak at home. For example damp patches on the walls or ceilings, a drop in water pressure, or problems with the central heating system.
It is vital that you report your suspicions to your insurance company immediately. Your insurer should provide a claims reference number for future use. Please note that delaying this process may jeopardise your insurance claim.
If you have appropriate cover, your insurer will be likely to recommend that you engage with a specialist (for example Pinpoint) to detect and expose the leak.
After the source of the water leak has been detected, it will normally be exposed. This enables ‘access’ to the leak, so that the leak may be repaired. Documentation is then produced for you to forward to your insurer.
This cost is later reimbursed by your insurance company.
The leak and any associated damage must now be repaired. We offer an optional leak repair service. In addition we can also repair the water damage to your home and provide water extraction/drying services (if required).
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